Superannuation — Compliant, Maximised & 2024–25 Ready
Taxo Advisory provides superannuation compliance and SMSF tax return services across Australia. Super guarantee compliance, contribution strategies, Division 293, SMSF annual returns, and expert guidance on every 2024–25 rule change.
BAS Key Facts 2024–25
Super Services
Complete Superannuation Compliance & Strategy
From employer super guarantee obligations to SMSF annual returns and personal contribution strategies — comprehensive superannuation services.
Super Guarantee Compliance
Correct SG payments to all eligible employees. 11.5% for 2024–25, rising to 12% from July 2025. No earnings threshold since 2022. On-time lodgement to avoid SGC.
11.5% — check complianceSMSF Annual Return
SMSF annual tax return and financial statements. Independent audit coordination, trustee compliance, investment strategy review, and member benefit statements.
Registered agent requiredContribution Strategies
Concessional ($30k cap) and non-concessional ($120k cap) contribution planning. Bring-forward rule, catch-up contributions, spouse contributions, and tax-deductible personal contributions.
Maximise contributionsDivision 293 Tax
High-income earners over $250k pay an additional 15% Division 293 tax on concessional super contributions. We calculate your liability and advise on the best payment option.
$250k thresholdCo-Contribution
Low-to-middle income earners making after-tax contributions may receive a government co-contribution of up to $500. We check eligibility and ensure the co-contribution is claimed.
Up to $500 free superPayday Super Prep
From 1 July 2026 super must be paid each payday. We help employers prepare payroll systems, super fund integration, and cash flow planning for the transition.
Prepare now for 2026Super Guide 2024–25
New Super Rules 2024–25 — Are You Compliant?
Super Guarantee Rate — 2024–25 and Beyond
- 2024–25: 11.5% from 1 July 2024
- 2025–26: 12% from 1 July 2025 — final increase
- Applies to all eligible employees including casuals and part-timers
- No minimum earnings threshold since 1 July 2022
- Paid quarterly — 28 Oct, 28 Jan, 28 Apr, 28 Jul
Payday Super — From 1 July 2026
The most significant super change in decades. From 1 July 2026, employers must pay super on every payday — not quarterly. This requires payroll system upgrades, super fund integration, and cash flow planning.
Contribution Caps 2024–25
- Concessional cap: $30,000 (up from $27,500 in 2023–24)
- Non-concessional cap: $120,000 per year
- Bring-forward rule: up to $360,000 over 3 years (if under 75)
- Catch-up contributions: use unused cap from up to 5 prior years if balance under $500,000
Super on Paid Parental Leave — From 1 July 2025
From 1 July 2025, superannuation will be paid on Commonwealth Government Paid Parental Leave at the 12% SG rate, paid by the ATO alongside PPL to the parent's super fund.
Contact Taxo Advisory
Lodge Online 24/7
taxo.auPhone
+61 412 013 418Office
Suite 11a/102 Princes Hwy, Unanderra NSW 2526
✓ Registered BAS Agent (TPB)
Taxo Advisory is TPB registered — legally authorised to prepare and lodge BAS returns on your behalf. All Australian states serviced online at taxo.au.
How It Works
Lodge Your BAS in 4 Steps
Sign Up at taxo.au
Free account in minutes. Secure, ATO-approved.
Share Records
Upload invoices, payroll and bank data for the period.
We Prepare BAS
Registered agent reviews, maximises credits, checks for errors.
Lodged On Time
We lodge electronically with the ATO before the due date.
Common Questions
BAS Return FAQ
Also Available
Other Tax Services
Get Your Super Compliant & Maximised
SMSF returns, SG compliance, contribution strategies. All 2024–25 rules applied. All Australian states.